Bankruptcy
Learn How Bankruptcy Relief Can Help You
In Sacramento and Placer, the Bez Law Firm, P.C. advises and represents individuals, families and small businesses in Chapter 7 and Chapter 13 bankruptcy cases. For many people, bankruptcy can represent a valuable opportunity not only to relieve immediate debt pressure, but also to take the first steps toward rehabilitating your credit.
Call 916.248.8548 for a free consultation with a knowledgeable lawyer about bankruptcy
No matter what pressures lead you toward considering bankruptcy — mortgage foreclosure, hospital bills, divorce, or the loss of a job — Dena Bez will take the time to learn about your situation and give you a thorough understanding of your options. If bankruptcy doesn't make sense for you, she'll let you know right away.
If bankruptcy appears to be your best option, however, she'll explain the entire process and give you the information you need to make the most of your situation while avoiding problems. Along the way, she can help you with the following situations that might come up:
- Determining your eligibility for Chapter 7 relief on the basis of household income
- Helping you get the maximum protection from creditors through the automatic stay
- Letting you know which debts are eligible for discharge and which must be repaid
- Helping you understand your right to exempt property from the claims of creditors under the California exemption system
- Resolving problems with car loans and other secured debts
- Explaining the effect of divorce on bankruptcy, and vice versa
- Defending your right to a discharge from challenge by creditors or a bankruptcy trustee
- Advising you about the fastest and most effective ways to rebuild your credit
There's a good chance that what you think you know about bankruptcy just isn't true. Bankruptcy under either Chapter 7 or Chapter 13 represents an excellent opportunity for people under serious debt pressure to get a fresh start.
To find out whether bankruptcy might be right for you, get the advice of a knowledgeable attorney. Contact the Bez Law Firm, P.C. in Sacramento for a free consultation.
